How Susu Works

From circle to payout in five steps

Set up a circle, invite your people, and start saving together.

RotatingTargetCommunity

Woman smiling at her phone after receiving an $8,000 payout from Susu

1. Choose your circle type

Susu has three ways to save. Rotating circles give each member a lump-sum payout in turn. Target savings pools money toward a shared goal. Community funds collect contributions for ongoing support. Pick the one that fits your group.

2. Set your rules

Decide how much each member contributes, how often (weekly, biweekly, or monthly), and how many people are in the circle. For rotating circles, set the payout order. For target savings, set the goal amount. Everyone sees the same numbers.

3. Invite your people

Share a link with the friends, family, or community members you want to save with. They join through the app and can see the circle details before committing. No more chasing people in group chats.

4. Start saving together

Once your circle is active, contributions happen on schedule. Track who has paid, who receives next, and how the circle is progressing from your dashboard. Turn on auto-pay and forget about it.

5. Receive your funds

Rotating circles pay out the full pot to one member each cycle until everyone has had their turn. Target savings distributes funds when the goal is hit. Community funds let organizers send money when the group needs it.

Watch & Learn

See Susu in Action

Watch how easy it is to start saving with your community in just a few minutes.

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Ready to start your circle?

Download Susu and create your first savings circle in minutes.